What is the difference between an Islamic will and a standard will?

Writing a will is a crucial step in making sure your assets are distributed according to your wishes. For Muslims, a standard will may not align with the principles of Shariah. That raises a fair question: what is the difference between an Islamic will and a standard will?

This guide explains the key differences, why an Islamic will matters for Muslims, and how to create one that complies with both Shariah and UK law.

What is a standard will?

A standard will is a legal document that sets out how your assets, such as property, money and possessions, should be distributed after your death. It lets you:

• Name beneficiaries who will inherit your assets.
• Appoint executors who will manage your estate.
• Specify guardians for minor children.
• Allocate gifts or donations to charities.

A standard will is legally binding in the UK, but it does not take religious considerations such as Islamic inheritance into account.

What is an Islamic will?

An Islamic will, also known as a Shariah-compliant will, makes sure your estate is distributed according to Faraid, the Islamic inheritance laws. These are drawn from the Quran and the Sunnah and give clear guidelines on how assets are divided among family members and beneficiaries.

The key features of an Islamic will:

• Fixed shares. Specific portions of the estate are allocated to certain heirs, such as spouses, children and parents.
• Priority to close family. Immediate family members come before distant relatives.
• Charity. Up to 1/3 of the estate can be left to charitable causes, such as Sadaqah Jariyah.
• Compliance with UK law. While following Shariah, the will must also meet UK legal requirements to be valid.

The key differences side by side

Why an Islamic will matters for Muslims

Without an Islamic will, your estate may be distributed under UK intestacy rules, which can conflict with Shariah. That can lead to family disputes, delays in accessing inheritance, and wealth passing in a way that goes against your faith.

An Islamic will makes sure that:

• Your estate is distributed according to your faith.
• The rights of your heirs are honoured.
• You can allocate a portion to charity (Sadaqah Jariyah).
• Your family’s future is secure.

Take the first step

Do not leave your family’s future to chance. A Shariah-compliant will keeps your legacy ordered according to your faith and recognised by the law of England and Wales.